Insurance & financing

Maximize your benefits, no surprises.

Insurance benefits vary by plan. Contact our team before your visit so we can help verify your current benefits.

Find your insurance provider

Logos shown on the former clinic website are listed for reference only. Please call to confirm current participation and benefits.

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • Guardian
  • MetLife
  • Sun Life
  • United Healthcare

How billing works

Insurance, handled for you.

01

Share your plan

Provide your current insurance information before your appointment.

02

Review the details

Our team can help check available benefit information for your planned visit.

03

Discuss your portion

Ask about expected costs and currently available payment methods before treatment.

04

Stay informed

Coverage and reimbursement decisions remain subject to your insurance plan.

Planning without confirmed coverage

A clear conversation for every type of visit.

These planning paths are not insurance or membership products. The office will confirm current costs, benefits, and payment choices for your care.

Routine care

Preventive visits

  • Ask about exam and cleaning costs
  • Review available benefit information
  • Confirm X-ray recommendations
  • Discuss payment before your visit
Request details

Treatment planning

Restorative care

  • Receive a personalized care plan
  • Review expected treatment stages
  • Ask about current payment methods
  • Confirm benefits before treatment
Request details

Follow-up visits

Ongoing care

  • Plan recommended maintenance
  • Review future treatment needs
  • Keep benefit details current
  • Ask questions before scheduling
Request details

Typical PPO coverage

What your plan usually covers.

Many plans organize benefits into preventive, basic, and major categories. Your exact coverage, limits, and eligibility depend on your individual plan.

Tier

Preventive

Plans may classify exams, cleanings, X-rays, fluoride, and sealants as preventive services.

Tier

Basic

Some plans classify fillings, extractions, root canals, and gum treatment as basic services.

Tier

Major

Crowns, bridges, dentures, implants, and orthodontics may be subject to different limits or waiting periods.

Planning for care

Ask about current payment options.

Benefit verification

Call before your visit with your plan details and our team will help review how your current benefits apply to the treatment you need.

Cash and credit cards

We accept cash and major credit cards. Ask the front desk to confirm accepted payment methods before your appointment.

Monthly financing

We work with Sunbit, Cherry and CareCredit, so approved patients can spread treatment costs over monthly payments.

Payment arrangements

Depending on the treatment plan, additional payment arrangements may be considered. Nothing is confirmed until after your clinical assessment.

Monthly payments

Financing partners for treatment you need now.

If you would rather pay over time, we work with Sunbit, Cherry and CareCredit. Each application uses a soft credit check, and the financing company decides the amount you qualify for.

Sunbit

Apply in the office in a few minutes. The application uses a soft credit check that does not affect your credit score.

Cherry

Choose from monthly payment plans after a soft credit check. Cherry decides the amount you qualify for.

CareCredit

A health and dental credit card used for treatment costs, with monthly payment options set by CareCredit.

Approval, terms and monthly amounts are set by the financing company, not by our office.

How dental financing and payment plans work

A patient checking in at reception at Mount Prospect Dental Care
A dentist and team member reviewing patient records in Mount Prospect, IL
The patient care team welcoming a visitor to Mount Prospect Dental Care

Clear information

Plan your visit with fewer surprises.

Our team can help you review available benefit information and current payment methods before treatment begins.

Contact our team

Patient stories

Real smiles, real reviews.

4.9 · 871+ Google reviews

Read all on Google
“Excellent dental experience! The staff is very friendly, professional, and welcoming. My cleaning was thorough, gentle, and completely painless. The office is clean, modern, and well-organized.”
Muhammed

Muhammed

3 months ago · via Google

“First time here at this practice and it was an amazingly uncomplicated process from start to finish. The front desk accommodated some schedule changes on my end.”
Jim Butz

Jim Butz

2 months ago · via Google

“First timer, great experience! For an emergency, they did really well with service. Brought me in for X-Rays, gave me a quick run down on how things work and finished the job within an hour. Highly recommend.”
Jose Mendez

Jose Mendez

3 months ago · via Google

“First time visiting this dentist and I had a great experience. The front desk staff were very attentive and welcoming. Everyone made me feel comfortable, and the visit went smoothly.”
Maria Flores

Maria Flores

2 months ago · via Google

“They were very professional and made both me and my baby feel completely comfortable throughout the visit. I really appreciated how patient and caring they were. Highly recommend!”
Kiara Siuda

Kiara Siuda

4 months ago · via Google

Insurance questions

Dental insurance and payment in Mount Prospect

Don't see your question? Call (224) 225-0709 and our Mount Prospect team will help.

Your next dental visit starts in Mount Prospect.

Call our team or request an appointment online at our W Algonquin Road office.